Fair Housing
Under the Affirmatively Furthering Fair Housing (AFFH) obligation, Ohio recipients of federal housing funds must:
AOnly avoid intentional discrimination
BTake meaningful actions to overcome historic patterns of segregation and promote integrated communities✓ Correct
CEnsure only majority-race buyers are served
DProvide subsidized housing to all applicants
Explanation
The AFFH obligation requires HUD grantees and participants to take proactive steps to identify and address barriers to fair housing choice and promote integrated communities, going beyond merely avoiding discrimination.
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Key Terms to Know
Fair Housing Act
Federal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.
SteeringAn illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.
BlockbustingAn illegal practice of inducing homeowners to sell by claiming that the entry of minority groups will lower property values.
RedliningAn illegal practice where lenders or insurers deny services or charge higher rates in certain neighborhoods based on the racial or ethnic composition of those areas.
State-Specific Concepts
DRE Regulation
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