Fair Housing
What is a BONA FIDE occupational qualification (BFOQ) equivalent in housing?
AHousing for specific occupations only
BLegitimate housing restrictions based on non-discriminatory criteria, such as income requirements
CSenior housing exemptions under HOPA✓ Correct
DReligious organization exemptions
Explanation
The Fair Housing Act allows certain exemptions like senior housing under HOPA (55+ or 62+ communities) that are based on age rather than protected class discrimination, similar to how employment law has limited BFOQ exceptions.
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Key Terms to Know
Fair Housing Act
Federal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.
SteeringAn illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.
RedliningAn illegal practice where lenders or insurers deny services or charge higher rates in certain neighborhoods based on the racial or ethnic composition of those areas.
Pre-ApprovalA lender's conditional commitment to loan a specific amount to a borrower, based on verified income, credit, and assets.
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