Environmental

What is a flood zone designation and how does it affect Ohio real estate?

AIt is only relevant for properties on rivers
BFEMA flood zone designations determine flood insurance requirements and can affect development✓ Correct
COhio has no flood zones
DFlood zones only affect commercial properties

Explanation

FEMA flood zone designations (A, AE, X, etc.) identify flood risk. Properties in high-risk zones (A/AE) with federally-backed mortgages must have flood insurance. Flood zones also restrict certain types of development.

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