Real Estate Math

A buyer makes a $15,000 down payment on a $195,000 home. What is the LTV ratio?

A77.2%
B92.3%✓ Correct
C85.7%
D80.0%

Explanation

Loan amount = $195,000 - $15,000 = $180,000. LTV = $180,000 / $195,000 = 0.9231 = 92.3%. Using the values given ($15,000, $195,000), apply the appropriate formula.. The correct answer is 92.3%.. This is a common calculation on the Oklahoma real estate exam.

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