Escrow & Title
A 'cloud on title' in Oklahoma refers to:
AA weather-related title delay
BA claim, lien, or encumbrance that affects the marketability of title and must be resolved before a clear title can be conveyed✓ Correct
CThe title insurance premium
DRestrictions placed by HOAs
Explanation
A cloud on title is any document, claim, unreleased lien, or encumbrance that could impair the owner's ability to convey clear, marketable title. Examples include old unreleased mortgages, judgment liens, or disputed ownership claims.
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