Fair Housing
A housing development in Oklahoma may legally restrict occupancy to persons 55 and older under which exemption?
AThe religious organization exemption
BThe 55+ housing for older persons (HOPA) exemption✓ Correct
CThe private club exemption
DThe small landlord exemption
Explanation
Under the Housing for Older Persons Act (HOPA), communities may legally restrict occupancy based on age if at least 80% of occupied units have one resident 55 or older, among other requirements. This is an exemption to the familial status protection.
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Key Terms to Know
Fair Housing Act
Federal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.
SteeringAn illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.
BlockbustingAn illegal practice of inducing homeowners to sell by claiming that the entry of minority groups will lower property values.
RedliningAn illegal practice where lenders or insurers deny services or charge higher rates in certain neighborhoods based on the racial or ethnic composition of those areas.
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