Fair Housing
A lender refusing to make loans in a particular neighborhood based on racial composition is known as:
ASteering
BBlockbusting
CRedlining✓ Correct
DPanic selling
Explanation
Redlining is the illegal practice of refusing to make mortgage loans or insurance available in certain neighborhoods, historically based on racial or ethnic composition. It violates the Fair Housing Act, Equal Credit Opportunity Act, and Community Reinvestment Act.
Related Oklahoma Fair Housing Questions
- A real estate professional in Oklahoma who learns that a neighborhood is 'changing' racially and encourages property owners to sell quickly is engaging in:
- The Fair Housing Act's 'familial status' protection covers:
- The Americans with Disabilities Act (ADA) applies primarily to:
- The federal Fair Housing Act of 1968 prohibits discrimination based on which protected classes?
- An Oklahoma real estate agent who shows a buyer properties only in integrated neighborhoods when the buyer asked to see all available properties in their price range is engaging in:
- Oklahoma City and Tulsa have enacted local fair housing ordinances that may provide greater protections than federal law. A real estate professional working in these cities should:
- An Oklahoma property manager refuses to rent to a prospective tenant because she has three children under age 10, citing 'overcrowding concerns.' This is most likely:
- An Oklahoma landlord requires all prospective tenants to provide proof of U.S. citizenship. This policy may:
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