Contracts

A 'subject to' real estate transaction in Oklahoma means the buyer:

AMust obtain a new mortgage before purchasing
BTakes title subject to an existing mortgage without personally assuming liability for it✓ Correct
CIs subject to OREC approval before closing
DMust complete an inspection before closing

Explanation

In a 'subject to' transaction, the buyer takes title subject to an existing mortgage but does not personally assume liability for it. The original borrower remains personally liable, but the buyer must make payments to avoid foreclosure.

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