Escrow & Title

A title company in Oklahoma that discovers a mechanic's lien during the title search will typically require the seller to:

AFile for bankruptcy to discharge the lien
BPay off or obtain a bond for the lien before closing, or arrange for it to be paid from closing proceeds✓ Correct
CHave the buyer assume responsibility for the lien
DIgnore it if it is older than 6 months

Explanation

Mechanic's liens must be resolved before the title company will insure and close the transaction. The seller typically must pay or bond the lien from closing proceeds so the buyer receives clear title and title insurance is unimpaired.

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