Fair Housing
A Tulsa real estate agent who consistently shows African-American clients only homes in predominantly minority neighborhoods, even when they request to see homes in integrated or predominantly white areas, is:
AProviding culturally sensitive guidance
BEngaging in racial steering in violation of the Fair Housing Act✓ Correct
CComplying with client preferences even if unstated
DWithin their rights as a real estate professional
Explanation
Racial steering occurs when agents guide buyers toward or away from neighborhoods based on race, regardless of the buyer's stated preferences. Steering perpetuates segregation and is illegal under the Fair Housing Act.
People Also Study
Related Oklahoma Questions
- Under the Fair Housing Act, making a different or less desirable unit available to a buyer based on their race or national origin is known as:Fair Housing
- Under the Fair Housing Act, a lender who charges higher interest rates to minority borrowers than to equally qualified white borrowers is engaging in:Fair Housing
- An Oklahoma mortgage lender's practice of refusing to make loans in certain neighborhoods based on racial composition — regardless of individual applicants' creditworthiness — is called:Fair Housing
- The federal Fair Housing Act of 1968 prohibits discrimination based on which protected classes?Fair Housing
Key Terms to Know
Fair Housing Act
Federal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.
SteeringAn illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.
LienA financial claim against a property that serves as security for a debt or obligation, giving the creditor the right to foreclose if unpaid.
RedliningAn illegal practice where lenders or insurers deny services or charge higher rates in certain neighborhoods based on the racial or ethnic composition of those areas.
Study This Topic
Practice More Oklahoma Real Estate Questions
1,500+ questions covering all exam topics. Start free — no signup required.
Take the Free Oklahoma Quiz →