Fair Housing
An Oklahoma housing development receives federal HOME or CDBG funding. The use of federal funds means the development must comply with:
AOnly the minimum state fair housing standards
BAffirmatively furthering fair housing (AFFH) requirements, Section 504 of the Rehabilitation Act, and all applicable federal civil rights laws in addition to the Fair Housing Act✓ Correct
CNo additional requirements beyond the Fair Housing Act
DOnly income eligibility requirements
Explanation
Federally funded housing programs carry additional civil rights obligations beyond the Fair Housing Act, including AFFH requirements (not just avoiding discrimination but actively promoting integrated housing), Section 504 accessibility requirements, and Equal Opportunity in contracting.
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Key Terms to Know
Fair Housing Act
Federal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.
Debt-to-Income Ratio (DTI)A lender's measure of a borrower's monthly debt obligations relative to their gross monthly income, used to evaluate loan eligibility.
SteeringAn illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.
BlockbustingAn illegal practice of inducing homeowners to sell by claiming that the entry of minority groups will lower property values.
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