Fair Housing
An Oklahoma housing provider who denies a rental application citing a 'no felons' policy to a minority applicant must be able to show:
AThe policy is applied consistently to all applicants regardless of race or other protected class✓ Correct
BThe policy was created after the minority applicant applied
CThe policy applies only to recent felonies
DNo justification is needed since criminal history is not a protected class
Explanation
HUD guidance indicates that blanket 'no felons' policies can have a disparate impact on racial minority groups. Housing providers must show the policy is justified by a legitimate need and is applied consistently and equally to all applicants to avoid fair housing liability.
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Key Terms to Know
Fair Housing Act
Federal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.
SteeringAn illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.
BlockbustingAn illegal practice of inducing homeowners to sell by claiming that the entry of minority groups will lower property values.
Community PropertyIn community property states, most property acquired during marriage is owned equally by both spouses, regardless of who paid for it.
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