Fair Housing
An Oklahoma housing provider who uses a tenant screening service that produces racially disparate results (even without the landlord's intent to discriminate) may be liable under:
AOnly intentional discrimination standards — disparate impact doesn't apply
BThe Fair Housing Act's disparate impact theory; providers must ensure their screening criteria are not unnecessarily excluding protected groups without sufficient business justification✓ Correct
COnly state anti-discrimination law, not federal
DNo liability for using third-party screening services
Explanation
The Fair Housing Act prohibits practices with discriminatory effects (disparate impact) even if unintentional. Landlords who use screening criteria — including algorithmic screening tools — that disproportionately exclude protected classes must ensure their criteria are justified by legitimate business necessity.
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