Contracts

In an Oklahoma real estate purchase contract, a financing contingency protects the buyer by:

AGuaranteeing the seller will reduce the price if the appraisal comes in low
BAllowing the buyer to terminate the contract and recover earnest money if they cannot obtain the specified financing within the contingency period✓ Correct
CRequiring the seller to carry back a mortgage
DObligating the lender to fund the loan regardless of the appraisal

Explanation

A financing contingency gives the buyer the right to terminate the contract without forfeiting their earnest money if they are unable to secure the type and terms of financing specified in the contract within the agreed-upon timeframe.

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