Finance
RESPA (the Real Estate Settlement Procedures Act) prohibits which practice in Oklahoma real estate transactions?
ACharging origination fees
BPaying kickbacks or referral fees between settlement service providers when no services are actually rendered in exchange✓ Correct
CLenders charging for appraisals
DTitle companies charging for their services
Explanation
RESPA Section 8 prohibits kickbacks and unearned referral fees between settlement service providers (lenders, title companies, agents, etc.). Legitimate referral fees paid for actual services rendered are acceptable, but pure kickbacks for steering business are illegal.
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