Contracts

In Oregon, what is a 'novation' in the context of real estate contracts?

AA new addendum to an existing contract
BThe substitution of a new party or obligation for an old one in a contract, with the original party's release✓ Correct
CThe automatic renewal of a lease agreement
DThe replacement of a verbal agreement with a written one

Explanation

Novation substitutes a new party or obligation for an existing one, releasing the original party from liability. In real estate, novation occurs when a new buyer assumes a seller's obligations under a contract and the seller is released — or when one loan is replaced with an entirely new loan. All parties must agree to the novation for it to be effective.

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