Property Ownership

In Oregon, what is an 'equitable title' and how does it differ from 'legal title'?

ABoth terms mean the same thing
BEquitable title is the beneficial right to use and enjoy property (buyer's interest under contract); legal title is actual recorded ownership (seller holds until deed delivered)✓ Correct
CEquitable title is always held by the lender
DLegal title belongs to heirs; equitable title to living owners

Explanation

Under an Oregon land sale contract or after a purchase agreement is signed, the buyer acquires equitable title — the right to possess and enjoy the property and to receive legal title upon completion of payments. The seller retains legal title (recorded ownership) until the deed is delivered. This distinction matters in foreclosure proceedings and creditor priority situations.

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