Property Valuation

In Oregon, what is the 'principle of substitution' and why is it important to appraisers?

AThe principle that newer properties always replace older ones in value
BThe principle that a buyer will not pay more for a property than they would pay for an equally desirable substitute property✓ Correct
CThe principle that one appraisal method substitutes for another when data is unavailable
DThe principle that lenders substitute one appraiser for another when values are contested

Explanation

The principle of substitution underlies all three appraisal approaches: a rational buyer will not pay more for a property than the cost to acquire an equivalent substitute. In the sales comparison approach, it means comparable sales set the ceiling on value.

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