Escrow & Title
In Oregon, which of the following would be EXCLUDED from coverage under a standard owner's title insurance policy?
AUnknown prior liens on the property
BMatters visible from an inspection or survey that were not disclosed✓ Correct
CForged documents in the chain of title
DUndisclosed easements of record
Explanation
Standard title insurance policies contain exceptions for matters that would be disclosed by a survey or physical inspection of the property (encroachments, boundary issues, visible easements), as well as matters known to the insured but not disclosed to the title company. These are called 'survey exceptions' or 'off-record matters.' Extended ALTA coverage insures some of these risks.
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