Finance
Oregon Housing and Community Services (OHCS) provides:
ADirect mortgage loans to all Oregon homebuyers
BAffordable housing programs, down payment assistance, and financing for low- and moderate-income Oregonians✓ Correct
CProperty tax exemptions for senior citizens
DLicensing oversight for Oregon mortgage brokers
Explanation
Oregon Housing and Community Services (OHCS) is the state's housing finance agency. It administers affordable housing programs including first-time homebuyer programs, down payment assistance, and tax credit programs for affordable housing development.
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