Property Valuation

What is the purpose of a 'narrative appraisal report' versus a 'form report' in Oregon?

ANarrative reports are less detailed; form reports are more comprehensive
BNarrative reports provide detailed written analysis for complex properties; form reports use standardized FNMA/FHLMC forms for typical residential properties✓ Correct
CBoth are identical under USPAP
DForm reports are required for commercial properties; narrative for residential

Explanation

USPAP allows different reporting formats. Form reports (like FNMA 1004 for single-family homes) are standardized and commonly used for conventional residential lending.

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