Escrow & Title

A Pennsylvania ALTA Extended Coverage owner's title insurance policy differs from a standard policy in that it provides additional protection against:

AZoning violations
BSurvey matters, unrecorded easements, mechanic's lien claims, and other risks not covered by a standard policy✓ Correct
CEnvironmental contamination
DFuture tax assessments

Explanation

An ALTA Extended Coverage policy deletes several standard exceptions (including the survey exception and mechanic's lien exception) and adds affirmative coverage for additional risks. It typically requires a current survey and more thorough underwriting. Extended coverage is common in commercial transactions.

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