Property Valuation

A Pennsylvania appraisal report that contains a 'limiting condition' stating 'no physical inspection of the interior was made' is describing what type of appraisal?

AA full appraisal with standard scope of work
BA desktop or drive-by appraisal with a limited scope of work✓ Correct
CAn invalid appraisal under USPAP
DAn appraisal suitable for all federally related transactions

Explanation

Appraisals conducted without interior inspection (desktop appraisals using data only, or drive-by exterior-only appraisals) have a limited scope of work reflected in the report's limiting conditions. USPAP allows these but requires disclosure of the limited scope. Not all lenders or intended uses accept limited-scope appraisals.

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