Property Valuation

A Pennsylvania appraiser is engaged to value a proposed apartment complex not yet built. This is called a(n):

AProspective appraisal (as-completed or as-stabilized appraisal)✓ Correct
BRetrospective appraisal
CDrive-by appraisal
DDesktop appraisal

Explanation

A prospective appraisal values a property as of a future date — typically 'as completed' (when construction finishes) or 'as stabilized' (at market occupancy). Lenders use prospective appraisals for construction loans and real estate developments to ensure the project will support the loan upon completion.

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