Escrow & Title
A settlement agent in Pennsylvania preparing a Closing Disclosure must provide it to the borrower at least:
A24 hours before closing
B3 business days before closing✓ Correct
C7 business days before closing
D30 days before closing
Explanation
Under TRID (TILA-RESPA Integrated Disclosure) rules, lenders must provide the Closing Disclosure at least 3 business days before the scheduled closing. Any changes to APR, loan product, or addition of a prepayment penalty require a new 3-business-day waiting period.
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