Escrow & Title
At a Pennsylvania closing, the 'Closing Disclosure' (CD) must be provided to the borrower at least:
A1 business day before closing
B3 business days before closing✓ Correct
C7 business days before closing
D30 days before closing
Explanation
Under TRID rules, the Closing Disclosure must be received by the borrower at least 3 business days before consummation (closing). This gives borrowers time to review final costs and compare them to the Loan Estimate. Certain changes to the CD may require a new 3-business-day waiting period.
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