Fair Housing

What is the 'Mrs. Murphy exemption' to the Fair Housing Act?

AAn exemption for elderly widows living alone in their property
BAn exemption allowing owner-occupants of small buildings (1–4 units) to discriminate in selecting tenants if they personally occupy the building and don't use a broker✓ Correct
CAn exemption for religious organizations renting to their own members
DAn exemption for family members transferring property within the immediate family

Explanation

The 'Mrs. Murphy' exemption (42 U.S.C. §3603(b)) allows an owner of a dwelling with four or fewer units to discriminate in selecting tenants if the owner lives in one of the units AND does not use a real estate broker or discriminatory advertising. Named for a hypothetical elderly woman renting a room in her home, this exemption recognizes the intimate nature of sharing a home. However, it does NOT exempt the owner from Pennsylvania's Human Relations Act, which may have stricter requirements.

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