Fair Housing
Under Pennsylvania fair housing law, which of the following is an example of 'redlining'?
AA lender refusing to make mortgage loans in specific geographic areas based on race or national origin✓ Correct
BA landlord requiring a higher security deposit from minority applicants
CA real estate agent steering buyers toward neighborhoods based on their race
DAn association refusing to admit members based on religion
Explanation
Redlining is the illegal practice of refusing to make mortgage loans or provide insurance in specific geographic areas based on the racial or ethnic composition of those areas. Named for lenders who literally drew red lines on maps around minority neighborhoods, redlining violates both the federal Fair Housing Act and Pennsylvania's Human Relations Act. Modern enforcement focuses on disparate-impact analysis of lending patterns.
Related Pennsylvania Fair Housing Questions
- Blockbusting refers to:
- Pennsylvania's Human Relations Act covers which types of housing beyond the federal Fair Housing Act?
- Which Pennsylvania law supplements the federal Fair Housing Act by adding additional protected classes?
- A disabled tenant requests that a landlord allow them to install grab bars in the bathroom. The landlord must:
- A Pennsylvania landlord's policy of 'no criminal background — ever' is being challenged as a fair housing violation. The challenge is based on:
- A disability-related accommodation request that would fundamentally alter the nature of the housing or impose an undue financial burden is considered:
- A real estate licensee in Pennsylvania who advertises a property as 'walking distance to a good church' may be:
- An advertisement for a Pennsylvania rental that states 'No Section 8' may constitute:
Practice More Pennsylvania Real Estate Questions
1,500+ questions covering all exam topics. Start free — no signup required.
Take the Free Pennsylvania Quiz →