Property Ownership

Under Pennsylvania law, a deed conveying property to 'John and Mary Smith, husband and wife' creates what type of ownership?

ATenancy in common
BJoint tenancy
CTenancy by the entireties✓ Correct
DCommunity property

Explanation

In Pennsylvania, when real property is conveyed to a married couple as husband and wife, a tenancy by the entireties is presumed. This form of ownership provides strong creditor protection — neither spouse's individual creditors can attach the property.

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