Land Use & Zoning

What is a 'floodplain ordinance' and how does it affect development in Pennsylvania?

AA local ordinance taxing properties in flood zones to fund flood prevention
BA local regulation implementing FEMA's National Flood Insurance Program requirements, restricting or conditioning development in flood-prone areas to reduce flood damage✓ Correct
CA PADEP program requiring homeowners to maintain flood insurance
DPennsylvania's statewide program compensating owners whose properties flood regularly

Explanation

Pennsylvania municipalities participating in FEMA's National Flood Insurance Program (NFIP) must adopt floodplain management ordinances restricting development in Special Flood Hazard Areas (SFHAs). These ordinances require elevated construction, restrict certain uses in floodways and floodplains, and mandate flood insurance for federally backed loans. Many Pennsylvania communities near rivers (Delaware, Susquehanna, Schuylkill) have extensive flood zones that significantly affect developable land and property values.

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