Escrow & Title

What is 'prorating' at a Pennsylvania real estate closing?

AThe process of calculating the broker's commission as a percentage of the sale price
BThe allocation of ongoing property expenses — such as taxes, rents, or HOA fees — between buyer and seller based on the closing date✓ Correct
CThe Pennsylvania procedure for contesting a property's assessed value
DThe distribution of multiple offers received at the same time by the listing agent

Explanation

Prorating is the process of fairly allocating ongoing expenses or income between buyer and seller based on the closing date. Common items prorated at Pennsylvania closings include real estate taxes (most counties pay in arrears), prepaid rents (if investment property), HOA dues, and utility escrows.

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