Real Estate Math

A buyer offers $335,000 with a $10,000 earnest money deposit. If the deal falls through due to a failed financing contingency, the buyer receives back:

ANothing — all earnest money is forfeited
BThe full $10,000 earnest money deposit✓ Correct
CHalf of the earnest money
DThe earnest money minus the broker's commission

Explanation

If a properly written financing contingency is not satisfied, the buyer is entitled to a full refund of the earnest money deposit. Contingencies protect the buyer's deposit when the condition beyond their control (loan denial) prevents closing.

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