Real Estate Math

A buyer takes out a $210,000 mortgage at 6.5% annual interest. What is the interest portion of the first monthly payment?

A$1,050.00
B$1,137.50✓ Correct
C$1,260.00
D$1,365.00

Explanation

Monthly interest = $210,000 × (0.065 ÷ 12) = $210,000 × 0.005417 = $1,137.50. To solve this, multiply the relevant values: $210,000 at 6.5%.. The correct answer is $1,137.50.. This is a common calculation on the Rhode Island real estate exam.

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