Real Estate Math

A Cranston home sells for $315,000. The buyer makes a 20% down payment and finances the remainder. What is the loan-to-value ratio?

A80%✓ Correct
B75%
C85%
D90%

Explanation

With a 20% down payment, the buyer finances 80% of the purchase price. LTV ratio = Loan Amount / Property Value = 80%.

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