Rhode Island License Law

What is the 'Errors and Omissions' (E&O) insurance commonly carried by Rhode Island real estate licensees?

AInsurance protecting clients against broker negligence
BProfessional liability insurance protecting licensees against claims of negligence, errors, or omissions in their professional services✓ Correct
CWorkers' compensation insurance for real estate offices
DAn insurance policy required by the Rhode Island DBR for all brokers

Explanation

Errors and Omissions (E&O) insurance is professional liability insurance that protects real estate licensees against claims arising from mistakes, negligence, or omissions made in the course of their professional services. While not always mandated by law, it is widely recommended and often required by brokerages.

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