Fair Housing
Redlining, as prohibited by fair housing and lending laws in Rhode Island, is the practice of:
AOffering lower interest rates in high-income areas
BDenying loans or insurance based on the racial composition of a neighborhood✓ Correct
CMarking property boundaries in red on survey maps
DRequiring higher down payments for investment properties
Explanation
Redlining is the illegal practice of denying or limiting financial services (such as mortgages or insurance) to residents of certain geographic areas based on the racial or ethnic composition of those neighborhoods.
Related Rhode Island Fair Housing Questions
- A Rhode Island landlord who refuses to rent to a family with children (unless the building qualifies as housing for older persons) is violating which protected class?
- The Fair Housing Act permits age-restricted housing communities to exclude families with children if the community qualifies as:
- Which federal law prohibits discrimination in residential housing based on race, color, national origin, religion, sex, familial status, and disability?
- Under the Fair Housing Act, a 'reasonable accommodation' for a disabled tenant might include:
- A seller in Rhode Island tells their listing agent they do not want to sell to people of a certain race. The listing agent should:
- In Rhode Island, who has jurisdiction to investigate fair housing complaints?
- In Rhode Island, which of the following property types is exempt from both state and federal fair housing laws?
- Under the federal Fair Housing Act, which of the following is an example of steering?
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