Finance
Under the Equal Credit Opportunity Act (ECOA), a Rhode Island lender may NOT deny a mortgage based on:
AThe applicant's debt-to-income ratio
BThe applicant's credit score
CThe applicant's sex, race, or national origin✓ Correct
DThe property's appraised value
Explanation
The ECOA prohibits lenders from discriminating in credit decisions based on race, color, religion, national origin, sex, marital status, age, or receipt of public assistance.
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