Escrow & Title
What is a 'cloud on title' in Rhode Island?
AA title that is perfectly clear with no issues
BAny outstanding claim, lien, or encumbrance that questions the validity of the owner's title✓ Correct
CA title held by multiple owners
DA historical designation for a waterfront property
Explanation
A cloud on title is any claim, lien, judgment, or encumbrance that may impair the owner's title or make it questionable. It must typically be resolved (removed or insured over) before a lender will fund a loan or a buyer will purchase the property.
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