Property Ownership

In South Carolina, a deed of trust differs from a mortgage in that:

AA deed of trust is used only for commercial property
BA deed of trust involves three parties: borrower, trustee, and beneficiary✓ Correct
CA deed of trust does not secure a loan
DA mortgage allows faster foreclosure

Explanation

A deed of trust involves three parties: the trustor (borrower), trustee (holds title), and beneficiary (lender). South Carolina uses deeds of trust, which generally allow for non-judicial (power of sale) foreclosure.

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