Property Valuation

In South Carolina, a 'drive-by' or 'exterior-only' appraisal is:

AThe most reliable appraisal type for all residential loans
BA limited appraisal where the appraiser inspects only the exterior and relies on other data sources✓ Correct
CProhibited by SC law for any residential purchase
DThe standard appraisal for all FHA loans

Explanation

An exterior-only appraisal (Form 2055 or similar) involves inspecting only the exterior and using public records, MLS data, and other sources for interior details. It is less reliable than a full interior appraisal and is used in limited circumstances.

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