Property Valuation

In South Carolina, an 'automated valuation model' (AVM) like Zillow's Zestimate is:

AAn acceptable substitute for a licensed appraisal in all mortgage transactions
BA computer-generated estimate that does not meet appraisal standards for mortgage lending✓ Correct
CRegulated by SCREC as a type of appraisal
DMore accurate than a licensed appraisal

Explanation

AVMs are computer algorithms that estimate value using public data. They are not accepted as formal appraisals for mortgage lending purposes and do not comply with USPAP. They are used only for informational purposes.

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