Property Ownership

The 'bundle of rights' in South Carolina real estate includes the right to 'encumber' property. This means the owner may:

AOnly use the property for residential purposes
BPledge the property as security for a loan✓ Correct
CTransfer the property to heirs only
DPrevent all others from entering

Explanation

The right to encumber means the owner can pledge the property as collateral—for example, by granting a mortgage or deed of trust. This is one of the core rights in the bundle of property rights.

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