Fair Housing
A South Dakota mortgage lender charges higher interest rates to qualified minority applicants than to similarly qualified white applicants. This is an example of:
ARedlining
BPredatory lending / reverse redlining✓ Correct
CSteering
DPuffing
Explanation
Charging higher rates to minority borrowers who qualify for better rates is predatory lending (reverse redlining), targeting protected class members for unfavorable loan terms.
Related South Dakota Fair Housing Questions
- In South Dakota, a real estate agent who tells prospective buyers that a neighborhood is 'changing' as a way to influence their housing choices based on the racial composition of the area is engaging in:
- In South Dakota, a real estate broker who has a policy of showing listings only in certain neighborhoods to certain demographic groups is liable for:
- In South Dakota, who has the burden of proof in a fair housing complaint filed with HUD?
- South Dakota has relatively large Native American populations in the western part of the state. Discrimination based on Native American tribal membership in housing falls under which protected class?
- In South Dakota, which protected class was added to the Fair Housing Act in 1988?
- In South Dakota, which federal law requires lenders to report loan data by race, gender, and income to detect discriminatory lending patterns?
- A real estate listing in South Dakota describes a property as being in a 'Christian neighborhood.' This is:
- Under the Fair Housing Act, a landlord's refusal to allow a tenant to keep an emotional support animal (ESA) in a no-pets building is likely:
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