Property Valuation

In South Dakota, a 'summary appraisal report' differs from a 'restricted appraisal report' in that a summary report:

AContains less detail and is only for internal lender use
BProvides more detail and analysis, suitable for mortgage lending and other third-party uses✓ Correct
CIs only prepared by certified general appraisers
DDoes not include the appraiser's opinion of value

Explanation

A summary (or full narrative) appraisal report contains the complete appraisal with sufficient detail for third-party users. A restricted report is more concise and limited in use — typically for the client only.

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