Property Valuation

In South Dakota, an 'automated valuation model' (AVM) is best described as:

AAn appraisal performed by the SDREC electronically
BA computer-generated property value estimate using statistical models and public data✓ Correct
CAn appraisal conducted via video call by a licensed appraiser
DA valuation method used only for agricultural land

Explanation

AVMs (like Zillow's Zestimate) use algorithms, public records, and market data to generate automated property value estimates. They are not appraisals and cannot substitute for licensed appraisals in lending.

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