Fair Housing
In South Dakota, 'redlining' refers to the illegal practice of:
ADrawing red boundary lines on property surveys
BRefusing to make loans or provide insurance in certain neighborhoods based on their racial or ethnic composition✓ Correct
CHighlighting properties with deed restrictions in red on maps
DZoning large areas for industrial use
Explanation
Redlining is the illegal practice by lenders or insurers of refusing to provide services, or charging higher rates, in neighborhoods based on racial or ethnic composition rather than objective financial risk factors. It violates the Fair Housing Act and Equal Credit Opportunity Act.
Related South Dakota Fair Housing Questions
- In South Dakota, which of the following is an example of 'disparate impact' discrimination in housing?
- In South Dakota, which of the following best describes 'disparate treatment' in fair housing law?
- In South Dakota, a real estate agent who receives a complaint that a listing client has been discriminating against buyers should:
- In South Dakota, which of the following is TRUE about the 'handicap' (disability) protections under the Fair Housing Act?
- In South Dakota, which scenario would most likely NOT constitute a fair housing violation?
- Under the Fair Housing Act, a real estate professional who provides different information or services to buyers based on their race is guilty of:
- Under the Fair Housing Act, a landlord who requires a higher security deposit from a tenant of a particular religion compared to other tenants is:
- In South Dakota, a landlord who refuses to make reasonable accommodations for a tenant with a disability may be violating the Fair Housing Act. A 'reasonable accommodation' example would be:
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