Fair Housing
Which of the following is an example of redlining?
AA lender refuses to make loans in certain neighborhoods based on racial composition✓ Correct
BA broker draws boundary lines on a map to show school districts
CAn agent marks properties that have been inspected in red
DA seller sets a minimum price below which they will not sell
Explanation
Redlining is the illegal practice of lenders denying loans or offering unfavorable terms in certain geographic areas based on the racial or ethnic composition of those neighborhoods.
Related South Dakota Fair Housing Questions
- The concept of 'testers' in fair housing enforcement involves:
- In South Dakota, HUD receives fair housing complaints and has how many days to complete its initial investigation?
- A South Dakota landlord's 'no modifications' policy for tenants with disabilities may be:
- South Dakota's Native American population residing on tribal lands may face unique housing challenges because:
- In South Dakota, a landlord who refuses to make reasonable accommodations for a tenant with a disability may be violating the Fair Housing Act. A 'reasonable accommodation' example would be:
- In South Dakota, an agent who tells a client 'I can't show you homes in that neighborhood because of the demographics' is guilty of:
- Under HUD's implementation of the Fair Housing Act, which of the following is a protected class that was added through agency interpretation rather than legislation?
- In South Dakota, an owner of a four-unit building who lives in one unit is generally exempt from which provision of the Fair Housing Act?
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