A Texas lender provides more favorable mortgage terms to buyers purchasing in predominantly white neighborhoods compared to buyers purchasing in comparable properties in minority neighborhoods. This practice is known as:

Explanation

Redlining is the practice of refusing to lend or providing unfavorable lending terms in minority or racially diverse neighborhoods. It originated with the literal drawing of red lines on maps around areas deemed 'hazardous' for investment. Modern redlining involves subtle practices that effectively deny equal credit to minority communities.