Property Ownership

Texas homestead law exempts a homestead from forced sale for most debts. Which of the following CAN force the sale of a Texas homestead?

ACredit card debt
BMedical debt
CA home equity loan, property taxes, or purchase money lien✓ Correct
DUnsecured personal loans

Explanation

Texas homestead protection is among the strongest in the nation. However, a homestead CAN be foreclosed for: purchase money liens (mortgage used to buy the home), home equity loans (Article XVI Section 50), property taxes, mechanic's liens for home improvements, and refinance liens. General unsecured creditors cannot force the sale of a homestead.

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