Real Estate Math

A 30-year fixed mortgage for $280,000 at 7% interest has a monthly payment of approximately $1,863. How much of the first payment goes to interest?

A$1,400
B$230✓ Correct
C$1,750
D$1,960

Explanation

First month's interest = $280,000 × (7%/12) = $280,000 × 0.005833 = $1,633.

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